Navigate Life Texas: Resources for kids with disabilities and special needs

Navigate Life Texas: Resources for kids with disabilities and special needs

Insurance & Financial HelpFor Children with Disabilities

There are programs that might help you pay for the things your child needs to get through the day. We know from experience that having a child with a disability or special health-care needs can cause financial stress on a family. There are costs for visits to specialists, therapy, medical equipment, assistive technology, modifying your home, and medications. And even with health insurance coverage, the cost of deductibles and co-payments can hit the family budget pretty hard.

Programs and Benefits for Children with Disabilities

In this section of our website, you can learn more about programs for children with disabilities that might be able to help you financially:

Some of the programs we talk about in this section will ask for your family’s income history, from your child’s birth to their 18th birthday. Starting at their 18th birthday, these programs only look at your child’s income. Waivers are different: They only consider your child’s income, no matter how old your child is.

Waiver Services

Some services offered by waiver programs are:

Even if you aren’t sure whether your child will use the services from a waiver, it might be a good idea to get on a waiting list for any program(s) that might meet your child’s needs. It can take years to get into these programs, and both your child’s needs and the services that the waiver offers might change during that time. You can always turn down the services once your child moves to the top of the list, if they don’t need it. To learn how to sign up, see our Waivers page.