June 9, 2015
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By:
Monica Castillo
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We all want the best when it comes to our children's health. Prescriptions are no exception. As we walk out of the doctor’s office with a prescription in hand, we wonder how we’ll pay for it.
If we have private insurance, how much will it cover? Is there a deductible? Is the prescription a brand name or generic?
Here are four helpful tips:
- Ask your doctor if the medication they’re prescribing is new.
- If the medication is new on the market, your doctor may have samples. Many drug companies give samples to doctors when they release new products.
- Ask your doctor about prescription assistance programs.
- If your medication is a brand-name product, there may be prescription assistance or discount cards. For example, one discount card program may give you $10 off each prescription filled within 6 months. Other programs may offer the prescription for a set price, such as $25.
- Ask your doctor if there’s a generic alternative.
- Most bigger pharmacies have prescription drug programs that give discounts on generic drugs. Doctors are usually glad to prescribe generic medications when they can and if they believe it will work as well.
- If you simply can’t afford the medications, you have options.
- Contact your local community or faith-based organization, or school district for assistance. Many social service agencies offer a database of programs and other resources.
You can also visit our Find Services, Groups and Events page for helpful resources. Here are some search results for prescription assistance.
Take some time to ask your doctor or pharmacist for the help you need. Remember, they are there to help your family stay healthy.
Disclaimer: The views and opinions expressed in this blog are those of the author or authors. Any content provided is for informational purposes and is not an endorsement or official statement from Navigate Life Texas or the Texas Health and Human Services Commission.